{"id":978,"date":"2025-09-21T06:14:48","date_gmt":"2025-09-20T21:14:48","guid":{"rendered":"https:\/\/soto-kouro.com\/?p=978"},"modified":"2025-09-21T16:22:40","modified_gmt":"2025-09-21T07:22:40","slug":"ideco%e3%81%ae%e5%8f%97%e3%81%91%e5%8f%96%e3%82%8a%e6%96%b9%e3%81%a8%e7%a8%8e%e9%87%91%ef%bd%9c%e4%b8%80%e6%99%82%e9%87%91%e3%83%bb%e5%b9%b4%e9%87%91%e3%83%bb%e4%bd%b5%e7%94%a8%e3%81%ae%e7%af%80","status":"publish","type":"post","link":"https:\/\/soto-kouro.com\/?p=978","title":{"rendered":"iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1\uff5c\u4e00\u6642\u91d1\u30fb\u5e74\u91d1\u30fb\u4f75\u7528\u306e\u7bc0\u7a0e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u5b8c\u5168\u30ac\u30a4\u30c9"},"content":{"rendered":"\n<p>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u306f\u3001\u81ea\u5206\u3067\u639b\u91d1\u3092\u62e0\u51fa\u3057\u3066\u904b\u7528\u3059\u308b\u79c1\u7684\u5e74\u91d1\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<p>60\u6b73\u4ee5\u964d\u306b\u8cc7\u7523\u3092\u53d7\u3051\u53d6\u308c\u308b\u306e\u3067\u3059\u304c\u3001\u300c\u3069\u3046\u3084\u3063\u3066\u53d7\u3051\u53d6\u308b\u306e\u304c\u3044\u3044\u3093\u3060\uff1f\u300d\u3068\u8ff7\u3046\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p>\u5b9f\u306f\u3001\u53d7\u3051\u53d6\u308a\u65b9\u3084\u30bf\u30a4\u30df\u30f3\u30b0\u306b\u3088\u3063\u3066\u3001\u7a0e\u91d1\u3084\u7bc0\u7a0e\u52b9\u679c\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u4e00\u6642\u91d1\u30fb\u5e74\u91d1\u30fb\u4f75\u7528\u306e\u7279\u5fb4\u3084\u3001\u53d7\u7d66\u958b\u59cb\u6642\u671f\u3092\u8abf\u6574\u3059\u308b\u3053\u3068\u3067\u7bc0\u7a0e\u306b\u3064\u306a\u3052\u308b\u5177\u4f53\u7684\u306a\u65b9\u6cd5\u3092\u3001\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u4ea4\u3048\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1-1024x538.png\" alt=\"\" class=\"wp-image-1046\" srcset=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1-1024x538.png 1024w, https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1-300x158.png 300w, https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1-768x403.png 768w, https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u6cd5\u3068\u7a0e\u91d1\u306e\u7a2e\u985e<\/h2>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f\u5927\u304d\u304f3\u3064\u3067\u3001\u305d\u308c\u305e\u308c\u7a0e\u91d1\u306e\u7a2e\u985e\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u53d7\u3051\u53d6\u308a\u65b9<\/th><th>\u7a0e\u91d1\u306e\u7a2e\u985e<\/th><\/tr><\/thead><tbody><tr><td>\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b<\/td><td>\u96d1\u6240\u5f97<\/td><\/tr><tr><td>\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b<\/td><td>\u9000\u8077\u6240\u5f97<\/td><\/tr><tr><td>\u5e74\u91d1\uff0b\u4e00\u6642\u91d1\u306e\u4f75\u7528<\/td><td>\u96d1\u6240\u5f97\uff0b\u9000\u8077\u6240\u5f97<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5e74\u91d1\u3067\u53d7\u3051\u53d6\u308b\u306a\u3089\u96d1\u6240\u5f97\u6271\u3044\u3001\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u306a\u3089\u9000\u8077\u6240\u5f97\u6271\u3044\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7a0e\u91d1<\/h2>\n\n\n\n<p>iDeCo\u8cc7\u7523\u3092\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308b\u65b9\u6cd5\u3067\u3059\u3002\u7a0e\u5236\u4e0a\u306f\u9000\u8077\u6240\u5f97\u6271\u3044\u3068\u306a\u308a\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u8a08\u7b97<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>iDeCo\u52a0\u5165\u5e74\u657020\u5e74\u4ee5\u4e0b\uff1a40\u4e07\u5186 \u00d7 \u5e74\u6570<\/li>\n\n\n\n<li>iDeCo\u52a0\u5165\u5e74\u657020\u5e74\u8d85\uff1a800\u4e07\u5186 + 70\u4e07\u5186 \u00d7 (\u5e74\u6570 \u2212 20)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u306e\u8a08\u7b97<\/h3>\n\n\n\n<pre class=\"wp-block-code\"><code>\u9000\u8077\u6240\u5f97 = (\u4e00\u6642\u91d1\u53d7\u53d6\u984d \u2212 \u9000\u8077\u6240\u5f97\u63a7\u9664) \u00d7 \uff11\/\uff12\n<\/code><\/pre>\n\n\n\n<p><strong>\u4f8b\uff1a\u52a0\u5165\u5e74\u657025\u5e74\u30fb\u8cc7\u75232,000\u4e07\u5186\u306e\u5834\u5408<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\u9000\u8077\u6240\u5f97\u63a7\u9664 = 800\u4e07 + 70\u4e07 \u00d7 (25\u221220) = 1,150\u4e07\n\u8ab2\u7a0e\u5bfe\u8c61 = (2\uff0c000\u4e07 \u2212 1\uff0c150\u4e07) \u00d7 1\/2 = 425\u4e07\n<\/code><\/pre>\n\n\n\n<p>\u3053\u306e425\u4e07\u5186\u304c\u300c\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u300d\u3068\u306a\u308a\u3001\u9000\u8077\u6240\u5f97\u8ab2\u7a0e\u8868\u306b\u57fa\u3065\u3044\u3066\u7a0e\u7387\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7a0e\u984d\u306e\u8a08\u7b97<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6240\u5f97\u7a0e\uff0b\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e <\/li>\n\n\n\n<li><code>\u6240\u5f97\u7a0e = 425\u4e07 \u00d7 20% \u2212 42.75\u4e07 \u2252 42.25\u4e07    \u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e = 42.25\u4e07 \u00d7 2.1% \u2252 0.89\u4e07 \u5408\u8a08 \u2252 43.1\u4e07<\/code><\/li>\n\n\n\n<li>\u4f4f\u6c11\u7a0e\uff08\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\u306b\u5bfe\u3057\u3066\u6982\u7b9710%\uff09 <\/li>\n\n\n\n<li><code>425\u4e07 \u00d7 10% \u2252 42.5\u4e07<\/code><\/li>\n\n\n\n<li><strong>\u6240\u5f97\u7a0e\uff0b\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e\uff0b\u4f4f\u6c11\u7a0e\u306e\u5408\u8a08<\/strong> <\/li>\n\n\n\n<li><code>43.1\u4e07 + 42.5\u4e07 \u2252 85.6\u4e07 \u2192 \u300c\u7d0485\u4e07\u5186\u300d<\/code><\/li>\n<\/ul>\n\n\n\n<p>\u203b\u9000\u8077\u6240\u5f97\u306b\u306f\u3001\u4f4f\u3093\u3067\u3044\u308b\u81ea\u6cbb\u4f53\u306e\u4f4f\u6c11\u7a0e\u7387\u3084\u793e\u4f1a\u4fdd\u967a\u6599\u63a7\u9664\u306b\u3088\u3063\u3066\u5909\u52d5\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u9000\u8077\u6240\u5f97\u8ab2\u7a0e\u306e\u65e9\u898b\u8868\uff08\u8ab2\u7a0e\u9000\u8077\u6240\u5f97\uff09<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u8ab2\u7a0e\u9000\u8077\u6240\u5f97<\/th><th>\u7a0e\u7387<\/th><th>\u63a7\u9664\u984d<\/th><th>\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e\u7387<\/th><\/tr><\/thead><tbody><tr><td>\uff5e195\u4e07\u5186<\/td><td>5%<\/td><td>0\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>195\u4e07\uff5e330\u4e07<\/td><td>10%<\/td><td>97,500\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>330\u4e07\uff5e695\u4e07<\/td><td>20%<\/td><td>427,500\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>695\u4e07\uff5e900\u4e07<\/td><td>23%<\/td><td>636,000\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>900\u4e07\uff5e1,800\u4e07<\/td><td>33%<\/td><td>1,536,000\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>1,800\u4e07\uff5e4,000\u4e07<\/td><td>40%<\/td><td>2,796,000\u5186<\/td><td>2.1%<\/td><\/tr><tr><td>4,000\u4e07\uff5e<\/td><td>45%<\/td><td>4,796,000\u5186<\/td><td>2.1%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\u6ce8\u610f\u70b9<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u304c\u591a\u3044\u5834\u5408\u3001\u4e00\u6642\u91d1\u3067iDeCo\u3092\u53d7\u3051\u53d6\u308b\u3068\u8ab2\u7a0e\u6240\u5f97\u304c\u5897\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u9000\u8077\u91d1\u3068\u306e\u53d7\u53d6\u9593\u9694\u306b\u3088\u3063\u3066\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u6e1b\u984d\u3055\u308c\u308b\u300c5\u5e74\u30eb\u30fc\u30eb\u300d\u300c10\u5e74\u30eb\u30fc\u30eb\u300d\u306b\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7a0e\u91d1<\/h2>\n\n\n\n<p>\u516c\u7684\u5e74\u91d1\u3068\u540c\u69d8\u306b\u5206\u5272\u3067\u53d7\u3051\u53d6\u308b\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u7a0e\u5236\u4e0a\u306f\u96d1\u6240\u5f97\u6271\u3044\u3068\u306a\u308a\u3001\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"691\" height=\"522\" src=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-21-162122.png\" alt=\"\" class=\"wp-image-1072\" srcset=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-21-162122.png 691w, https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/\u30b9\u30af\u30ea\u30fc\u30f3\u30b7\u30e7\u30c3\u30c8-2025-09-21-162122-300x227.png 300w\" sizes=\"(max-width: 691px) 100vw, 691px\" \/><figcaption class=\"wp-element-caption\">\u5c0f\u8c37\u91ce\u7a0e\u7406\u58eb\u6cd5\u4eba\u3088\u308a\u5f15\u7528<a href=\"https:\/\/koyano-cpa.gr.jp\/nobiyo-kaikei\/column\/5205\/\">https:\/\/koyano-cpa.gr.jp\/nobiyo-kaikei\/column\/5205\/<\/a><\/figcaption><\/figure><\/div>\n\n\n<p><strong>\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u306e\u8a08\u7b97\u4f8b\uff0865\u6b73\u672a\u6e80\u30fb\u5e74\u91d1\u53ce\u5165200\u4e07\u5186\uff09<\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>\u63a7\u9664\u984d = \u5e74\u91d1\u53ce\u5165 \u00d7 0.75 \u2212 27.5\u4e07\n\u63a7\u9664\u984d = 200\u4e07 \u00d7 0.75 \u2212 27.5\u4e07 = 122.5\u4e07\n\u8ab2\u7a0e\u96d1\u6240\u5f97 = \u5e74\u91d1\u53ce\u5165 \u2212 \u63a7\u9664\u984d = 200\u4e07 \u2212 122.5\u4e07 = 77.5\u4e07\n<\/code><\/pre>\n\n\n\n<p><strong>\u7a0e\u984d\u306e\u76ee\u5b89<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6240\u5f97\u7a0e\uff1a77.5\u4e07 \u00d7 5% \u2252 3.9\u4e07<\/li>\n\n\n\n<li>\u4f4f\u6c11\u7a0e\uff1a77.5\u4e07 \u00d7 10% \u2252 7.75\u4e07<\/li>\n\n\n\n<li><strong>\u5408\u8a08 \u2252 11.6\u4e07\u5186<\/strong> \u304c\u8ab2\u7a0e\u984d\u306e\u76ee\u5b89<\/li>\n<\/ul>\n\n\n\n<p>\u203b\u63a7\u9664\u984d\u306f\u5e74\u9f62\u3084\u5e74\u91d1\u984d\u306b\u3088\u3063\u3066\u5909\u52d5\u3057\u3001\u4f4f\u3093\u3067\u3044\u308b\u81ea\u6cbb\u4f53\u3084\u793e\u4f1a\u4fdd\u967a\u6599\u63a7\u9664\u306a\u3069\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\uff16\uff15\u6b73\u672a\u6e80\u306f\u5e74\uff16\uff10\u4e07\u4ee5\u5185\u3001\uff16\uff15\u6b73\u4ee5\u4e0a\u306f\uff11\uff11\uff10\u4e07\u5186\u4ee5\u5185\u306b\u516c\u7684\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u3092\u53ce\u3081\u308b\u3053\u3068\u3067\u975e\u8ab2\u7a0e\u3067\u53d7\u3051\u53d6\u308c\u308b\u306e\u3067\u3001\u516c<span class=\"st-mymarker-s\">\u7684\u5e74\u91d1\u306e\u53d7\u7d66\u3092\u7e70\u308a\u4e0b\u3052\u3066\uff0865\u6b73\u4ee5\u964d\u306b\u958b\u59cb\uff09\u3001\u305d\u306e\u9593\u306fiDeCo\u306e\u5e74\u91d1\u53d7\u53d6\u3092\u63a7\u9664\u67a0\uff0865\u6b73\u4ee5\u4e0a\u306a\u3089\u5e74110\u4e07\u5186\u307e\u3067\u975e\u8ab2\u7a0e\uff09\u306b\u5145\u3066\u308b<\/span>\u3001\u3068\u3044\u3046\u6226\u7565\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u6ce8\u610f\u70b9<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ed6\u306e\u6240\u5f97\u3084\u516c\u7684\u5e74\u91d1\u3068\u5408\u7b97\u3057\u3066\u63a7\u9664\u984d\u3092\u8d85\u3048\u308b\u3068\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>iDeCo\u306f\u53d7\u3051\u53d6\u308a\u306e\u90fd\u5ea6\u3001\u624b\u6570\u6599\u3084\u53e3\u5ea7\u7ba1\u7406\u8cbb\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u96d1\u6240\u5f97\u8ab2\u7a0e\u306e\u65e9\u898b\u8868\uff08\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u516c\u7684\u5e74\u91d1\u7b49\u96d1\u6240\u5f97\uff09<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u8ab2\u7a0e\u3055\u308c\u308b\u6240\u5f97\u91d1\u984d<\/th><th>\u7a0e\u7387<\/th><th>\u63a7\u9664\u984d<\/th><\/tr><\/thead><tbody><tr><td>1,000\u5186\uff5e1,949,000\u5186<\/td><td>5%<\/td><td>0\u5186<\/td><\/tr><tr><td>1,950,000\u5186\uff5e3,299,000\u5186<\/td><td>10%<\/td><td>97,500\u5186<\/td><\/tr><tr><td>3,300,000\u5186\uff5e6,949,000\u5186<\/td><td>20%<\/td><td>427,500\u5186<\/td><\/tr><tr><td>6,950,000\u5186\uff5e8,999,000\u5186<\/td><td>23%<\/td><td>636,000\u5186<\/td><\/tr><tr><td>9,000,000\u5186\uff5e17,999,000\u5186<\/td><td>33%<\/td><td>1,536,000\u5186<\/td><\/tr><tr><td>18,000,000\u5186\uff5e39,999,000\u5186<\/td><td>40%<\/td><td>2,796,000\u5186<\/td><\/tr><tr><td>40,000,000\u5186\u4ee5\u4e0a<\/td><td>45%<\/td><td>4,796,000\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. \u4e00\u6642\u91d1\uff0b\u5e74\u91d1\u306e\u4f75\u7528<\/h2>\n\n\n\n<p>iDeCo\u306f\u3001\u4e00\u90e8\u3092\u4e00\u6642\u91d1\u3068\u3057\u3066\u3001\u6b8b\u308a\u3092\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u300c\u4f75\u7528\u300d\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u6642\u91d1\u90e8\u5206\u306b\u306f\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u3001<\/li>\n\n\n\n<li>\u5e74\u91d1\u90e8\u5206\u306b\u306f\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u9000\u8077\u91d1\u3084\u4ed6\u306e\u6240\u5f97\u304c\u591a\u3044\u5834\u5408\u3067\u3082\u3001\u53d7\u3051\u53d6\u308a\u65b9\u3092\u5206\u6563\u3059\u308b\u3053\u3068\u3067\u7a0e\u8ca0\u62c5\u3092\u6291\u3048\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. \u53d7\u7d66\u958b\u59cb\u6642\u671f\u306e\u4e0a\u9650\u3068\u5ef6\u9577\u30e1\u30ea\u30c3\u30c8<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>iDeCo\u306e\u639b\u91d1\u62e0\u51fa\u306f\u539f\u524765\u6b73\u307e\u3067<\/li>\n\n\n\n<li>60\u6b73\uff5e75\u6b73\u306e\u9593\u3067\u53d7\u7d66\u7533\u8acb\u304c\u5fc5\u8981<\/li>\n\n\n\n<li>75\u6b73\u307e\u3067\u306b\u53d7\u7d66\u7533\u8acb\u3092\u3057\u306a\u3044\u5834\u5408\u3001\u8cc7\u7523\u306f\u81ea\u52d5\u7684\u306b\u4e00\u6642\u91d1\u3067\u652f\u6255\u308f\u308c\u307e\u3059<\/li>\n<\/ul>\n\n\n\n<p><strong>\u30e1\u30ea\u30c3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u975e\u8ab2\u7a0e\u671f\u9593\u3092\u5ef6\u9577\u3067\u304d\u308b<\/li>\n\n\n\n<li>\u5e02\u5834\u72b6\u6cc1\u306b\u5408\u308f\u305b\u3066\u53d7\u53d6\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u8abf\u6574\u53ef\u80fd<\/li>\n<\/ul>\n\n\n\n<p><strong>\u6ce8\u610f\u70b9<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u904b\u7528\u6210\u679c\u306f\u4fdd\u8a3c\u3055\u308c\u305a\u3001\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u3042\u308a<\/li>\n\n\n\n<li>75\u6b73\u3067\u53d7\u7d66\u7533\u8acb\u3092\u5fd8\u308c\u308b\u3068\u5f37\u5236\u4e00\u62ec\u53d7\u53d6\u308a<\/li>\n\n\n\n<li>\u53e3\u5ea7\u7ba1\u7406\u624b\u6570\u6599\u304c\u304b\u304b\u308a\u7d9a\u3051\u308b<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. \u53d7\u53d6\u5e74\u9f62\u306e\u76ee\u5b89\uff08\u73fe\u5b9f\u7684\u306a\u7bc4\u56f2\uff09<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u9000\u8077\u5e74\u9f62<\/th><th>\u9000\u8077\u91d1\u53d7\u53d6\u5e74\u9f62<\/th><th>iDeCo\u53d7\u53d6\u53ef\u80fd\u5e74\u9f62<\/th><\/tr><\/thead><tbody><tr><td>65\u6b73<\/td><td>65\u6b73<\/td><td>60\uff5e75\u6b73\uff08\u7bc0\u7a0e\u3068\u904b\u7528\u30d0\u30e9\u30f3\u30b9\u3067\u8abf\u6574\uff09 \u203b\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206\u306e\u307f<\/td><\/tr><tr><td>45\u6b73<\/td><td>45\u6b73<\/td><td>60\uff5e75\u6b73\uff0864\u6b73\u306b\u53d7\u53d6\u308c\u3070\u9000\u8077\u6240\u5f97\u63a7\u9664\u30922\u56de\u6d3b\u7528\u53ef\u80fd\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u30dd\u30a4\u30f3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>65\u6b73\u9000\u8077\u8005\uff1a\u9000\u8077\u91d1\u3068iDeCo\u3092\u540c\u6642\u306b\u53d7\u3051\u53d6\u308b\u305f\u3081\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206<\/li>\n\n\n\n<li>45\u6b73\u9000\u8077\u8005\uff1a19\u5e74\u30eb\u30fc\u30eb\u304c\u3042\u308b\u305f\u3081\u3001\u9000\u8077\u91d1\u53d7\u53d6\u5f8c19\u5e74\u7a7a\u3051\u3066iDeCo\u3092\u4e00\u6642\u91d1\u3067\u53d7\u53d6\u308c\u3070\u63a7\u9664\u30922\u56de\u4f7f\u3048\u308b<\/li>\n<\/ul>\n\n\n\n<p>\u3061\u306a\u307f\u306b\u300119\u5e74\u30eb\u30fc\u30eb\u3001\u91cd\u8907\u671f\u9593\u306b\u3064\u3044\u3066\u306f\u3001<a href=\"https:\/\/froggy.smbcnikko.co.jp\/64346\/\">\u5927\u548c\u8a3c\u5238<\/a>\u3068<a href=\"https:\/\/froggy.smbcnikko.co.jp\/64346\/\">\u65e5\u8208\u30d5\u30ed\u30c3\u30ae\u30fc<\/a>\u306e\u8aac\u660e\u304c\u5206\u304b\u308a\u3084\u3059\u304f\u30aa\u30b9\u30b9\u30e1\u3067\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. \u53d7\u53d6\u30d1\u30bf\u30fc\u30f3\u5225\u306e\u7a0e\u984d\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u4f8b<\/h2>\n\n\n\n<p><strong>\u524d\u63d0\u6761\u4ef6<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>iDeCo\u52a0\u5165\u5e74\u6570\uff1a25\u5e74<\/li>\n\n\n\n<li>iDeCo\u8cc7\u7523\uff1a2,000\u4e07\u5186<\/li>\n\n\n\n<li>\u9000\u8077\u91d1\uff1a1,500\u4e07\u5186<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u2460 65\u6b73\u3067\u9000\u8077\u3057\u305f\u5834\u5408\uff08\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206\uff09<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30d1\u30bf\u30fc\u30f3<\/th><th>\u9000\u8077\u91d1\u63a7\u9664<\/th><th>\u8ab2\u7a0e\u9000\u8077\u6240\u5f97<\/th><th>\u6240\u5f97\u7a0e\uff0b\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e<\/th><\/tr><\/thead><tbody><tr><td>\u9000\u8077\u91d1\uff0biDeCo\u4e00\u62ec\u53d7\u53d6<\/td><td>1,150\u4e07<\/td><td>425\u4e07<\/td><td>\u7d0443\u4e07\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u2461 45\u6b73\u3067\u9000\u8077\u3057\u305f\u5834\u5408\uff0819\u5e74\u30eb\u30fc\u30eb\u6d3b\u7528\uff09<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30d1\u30bf\u30fc\u30f3<\/th><th>\u9000\u8077\u91d1\u63a7\u9664<\/th><th>\u8ab2\u7a0e\u9000\u8077\u6240\u5f97<\/th><th>\u6240\u5f97\u7a0e\uff0b\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e<\/th><\/tr><\/thead><tbody><tr><td>\u9000\u8077\u91d1\uff1a45\u6b73<br>iDeCo\uff1a64\u6b73<\/td><td>\u9000\u8077\u91d1\uff1a1,500\u4e07<br>iDeCo\uff1a1,150\u4e07<\/td><td>\u9000\u8077\u91d1\uff1a250\u4e07<br>iDeCo\uff1a0\u5186<\/td><td>\u7d0415\u4e07\u5186<\/td><\/tr><tr><td>\u9000\u8077\u91d1\uff0biDeCo\u540c\u6642\u53d7\u53d6<\/td><td>1,500\u4e07\uff08\u5408\u7b971\u56de\u5206\uff09<\/td><td>500\u4e07<\/td><td>\u7d0443\u4e07\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u30dd\u30a4\u30f3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65e9\u671f\u9000\u8077\uff08\u4f8b\uff1a45\u6b73\uff09\u3067\u3042\u308c\u3070\u3001\u9000\u8077\u91d1\u3068iDeCo\u306e\u53d7\u53d6\u6642\u671f\u309219\u5e74\u4ee5\u4e0a\u7a7a\u3051\u308b\u3053\u3068\u3067\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u30922\u56de\u30d5\u30eb\u6d3b\u7528\u3067\u304d\u3001\u8ab2\u7a0e\u6240\u5f97\u3092\u5927\u5e45\u306b\u6e1b\u3089\u305b\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. \u4e00\u822c\u7684\u306a\u30b5\u30e9\u30ea\u30fc\u30de\u30f3\u30fb\u5730\u65b9\u516c\u52d9\u54e1\u306e\u6700\u9069\u53d7\u53d6\u30d1\u30bf\u30fc\u30f3<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u6700\u9069\u89e3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u304a\u3059\u3059\u3081\u5bfe\u8c61<\/strong>\uff1a\u9000\u8077\u91d1\u304c\u5c11\u306a\u3081\u3067\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u30d5\u30eb\u6d3b\u7528\u3057\u305f\u3044\u4eba<\/li>\n\n\n\n<li><strong>\u7406\u7531<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>iDeCo\u3092\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308b\u3068\u9000\u8077\u6240\u5f97\u6271\u3044\u306b\u306a\u308a\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u9069\u7528\u53ef\u80fd<\/li>\n\n\n\n<li>\u8ab2\u7a0e\u984d\u3092\u6291\u3048\u3084\u3059\u3044<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6ce8\u610f\u70b9<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u304c\u591a\u3044\u5834\u5408\u3001\u4e00\u6642\u91d1\u3092\u540c\u6642\u306b\u53d7\u3051\u53d6\u308b\u3068\u8ab2\u7a0e\u984d\u304c\u5897\u3048\u308b<\/li>\n\n\n\n<li>65\u6b73\u9000\u8077\u306e\u5834\u5408\u306f\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206\u306e\u307f<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u6700\u9069\u89e3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u304a\u3059\u3059\u3081\u5bfe\u8c61<\/strong>\uff1a\u9000\u8077\u91d1\u304c\u591a\u304f\u3001\u516c\u7684\u5e74\u91d1\u3084\u4ed6\u306e\u6240\u5f97\u304c\u591a\u3044\u4eba<\/li>\n\n\n\n<li><strong>\u7406\u7531<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u5e74\u91d1\u5f62\u5f0f\u3067\u5206\u5272\u53d7\u7d66\u3059\u308b\u3068\u96d1\u6240\u5f97\u6271\u3044\u306b\u306a\u308a\u3001\u516c\u7684\u5e74\u91d1\u63a7\u9664\u304c\u9069\u7528\u53ef\u80fd<\/li>\n\n\n\n<li>\u8ab2\u7a0e\u6240\u5f97\u3092\u5206\u6563\u3067\u304d\u308b\u305f\u3081\u7a0e\u8ca0\u62c5\u3092\u6291\u3048\u3084\u3059\u3044<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u6ce8\u610f\u70b9<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u53d7\u7d66\u984d\u304c\u5c11\u306a\u3044\u3068\u975e\u8ab2\u7a0e\u306e\u5834\u5408\u3042\u308a<\/li>\n\n\n\n<li>\u53e3\u5ea7\u7ba1\u7406\u624b\u6570\u6599\u3084\u53d7\u7d66\u624b\u6570\u6599\u304c\u7d99\u7d9a\u3057\u3066\u304b\u304b\u308b<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u4e00\u6642\u91d1\uff0b\u5e74\u91d1\u4f75\u7528\u306e\u6700\u9069\u89e3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u304a\u3059\u3059\u3081\u5bfe\u8c61<\/strong>\uff1a\u9000\u8077\u91d1\u3082\u516c\u7684\u5e74\u91d1\u3082\u591a\u3044\u4eba<\/li>\n\n\n\n<li><strong>\u7406\u7531<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u4e00\u90e8\u3092\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308a\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u4f7f\u3044\u5207\u308b<\/li>\n\n\n\n<li>\u6b8b\u308a\u3092\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308a\u3001\u96d1\u6240\u5f97\u63a7\u9664\u3092\u5229\u7528\u3057\u3066\u8ab2\u7a0e\u3092\u5206\u6563<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u52b9\u679c<\/strong>\uff1a\u8ab2\u7a0e\u6240\u5f97\u3092\u6700\u9069\u5316\u3057\u3064\u3064\u751f\u6d3b\u8cc7\u91d1\u306e\u5b89\u5b9a\u3082\u78ba\u4fdd\u53ef\u80fd<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u5b9f\u52d9\u4e0a\u306e\u307e\u3068\u3081<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>65\u6b73\u9000\u8077\u306e\u5834\u5408<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u3068iDeCo\u306f\u540c\u6642\u53d7\u53d6\u304c\u73fe\u5b9f\u7684\u3067\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206<\/li>\n\n\n\n<li>\u4e00\u6642\u91d1\u4e00\u62ec\u53d7\u53d6\u304c\u57fa\u672c\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u5e74\u91d1\u5f62\u5f0f\u306b\u5206\u3051\u3066\u7a0e\u8ca0\u62c5\u5206\u6563<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u65e9\u671f\u9000\u8077\uff0845\u6b73\u306a\u3069\uff09\u306e\u5834\u5408<\/strong>\uff1a\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u53d7\u53d6\u5f8c\u3001iDeCo\u306f19\u5e74\u30eb\u30fc\u30eb\u3067\u63a7\u9664\u3092\u5206\u3051\u3089\u308c\u308b<\/li>\n\n\n\n<li>\u9000\u8077\u6240\u5f97\u63a7\u9664\u30922\u56de\u30d5\u30eb\u6d3b\u7528\u53ef\u80fd<\/li>\n\n\n\n<li>iDeCo\u4e00\u6642\u91d1\u309264\u6b73\u306b\u53d7\u3051\u53d6\u308b\u306e\u304c\u7bc0\u7a0e\u4e0a\u30d9\u30b9\u30c8<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. \u53d7\u3051\u53d6\u308a\u65b9\u306e\u9078\u3073\u65b9\u307e\u3068\u3081<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u53d7\u3051\u53d6\u308a\u65b9<\/th><th>\u304a\u3059\u3059\u3081\u30b1\u30fc\u30b9<\/th><\/tr><\/thead><tbody><tr><td>\u4e00\u6642\u91d1<\/td><td>\u9000\u8077\u91d1\u304c\u5c11\u306a\u304f\u3001\u63a7\u9664\u67a0\u3092\u30d5\u30eb\u6d3b\u7528\u3057\u305f\u3044\u4eba<\/td><\/tr><tr><td>\u5e74\u91d1<\/td><td>\u516c\u7684\u5e74\u91d1\u3084\u4ed6\u306e\u6240\u5f97\u304c\u591a\u304f\u3001\u7a0e\u8ca0\u62c5\u3092\u5206\u6563\u3057\u305f\u3044\u4eba<\/td><\/tr><tr><td>\u4e00\u6642\u91d1\uff0b\u5e74\u91d1<\/td><td>\u9000\u8077\u91d1\u30fb\u5e74\u91d1\u3068\u3082\u591a\u304f\u3001\u8ab2\u7a0e\u6240\u5f97\u3092\u6700\u9069\u5316\u3057\u305f\u3044\u4eba<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\u30dd\u30a4\u30f3\u30c8<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u30fb\u516c\u7684\u5e74\u91d1\u30fb\u4ed6\u306e\u6240\u5f97\u3092\u307e\u305a\u628a\u63e1<\/li>\n\n\n\n<li>\u53d7\u7d66\u958b\u59cb\u6642\u671f\u306f60\uff5e75\u6b73\u3067\u8abf\u6574\u53ef\u80fd<\/li>\n\n\n\n<li>\u4e00\u6642\u91d1\u30fb\u5e74\u91d1\u30fb\u4f75\u7528\u306e\u3069\u308c\u304c\u6700\u9069\u304b\u691c\u8a0e<\/li>\n<\/ul>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f\u3001\u7a0e\u8ca0\u62c5\u3068\u751f\u6d3b\u8cc7\u91d1\u306e\u30d0\u30e9\u30f3\u30b9\u306b\u5fdc\u3058\u3066\u9078\u629e\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1\u3068\u306e\u53d7\u53d6\u9593\u9694\u3092\u7a7a\u3051\u3089\u308c\u308b\u5834\u5408\u306f\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u30922\u56de\u6d3b\u7528\u3057\u3066\u7bc0\u7a0e\u53ef\u80fd<\/li>\n\n\n\n<li>65\u6b73\u9000\u8077\u306e\u5834\u5408\u306f\u63a7\u9664\u306f\u5408\u7b971\u56de\u5206\u306e\u307f\u3068\u306a\u308b\u305f\u3081\u3001\u5e74\u91d1\u5f62\u5f0f\u3084\u4e00\u6642\u91d1\uff0b\u5e74\u91d1\u306e\u4f75\u7528\u3067\u53d7\u3051\u53d6\u308a\u65b9\u3092\u8abf\u6574\u3059\u308b\u306e\u3082\u691c\u8a0e\u3057\u307e\u3057\u3087\u3046<\/li>\n<\/ul>\n\n\n\n<p>iDeCo\u306e\u4ed5\u7d44\u307f\u3084\u53d7\u3051\u53d6\u308a\u65b9\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u3001\u5c11\u3057\u3067\u3082\u7406\u89e3\u3067\u304d\u305f\u306e\u3067\u3042\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p>iDeCo\u306f\u7a0e\u5236\u9762\u3067\u3082\u512a\u308c\u305f\u5236\u5ea6\u3067\u3059\u3002\u305c\u3072\u81ea\u5206\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u6d3b\u7528\u3092\u691c\u8a0e\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"wp-block-st-blocks-flexbox st-header-flexwrap\" style=\"width:100%;box-sizing:border-box;height:auto;margin-bottom:20px\"><div class=\"st-header-flexbox\"><p class=\"st-header-flextitle\" style=\"font-size:150%\"><i class=\"st-fa st-svg-file-text-o st-css-no\" aria-hidden=\"\"><\/i><span class=\"st-header-flextext\">\u95a2\u9023\u8a18\u4e8b<\/span><\/p><\/div><\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-fire wp-block-embed-fire\"><div class=\"wp-block-embed__wrapper\">\n<div><a href=\"https:\/\/soto-kouro.com\/?p=692\" class=\"st-cardlink st-embed-cardlink\"><div class=\"kanren st-cardbox\"><dl class=\"clearfix\"><dt class=\"st-card-img\"><img decoding=\"async\" src=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/\u904b\u7528\u6210\u7e3e\u516c\u958b\uff01-150x150.png\" alt=\"\" width=\"100\" height=\"100\" \/><\/dt><dd><p class=\"st-cardbox-t\">\u3010\u5b9f\u7e3e\u516c\u958b\u3011iDeCo\u306e\u904b\u7528\u6210\u7e3e\u3092\u516c\u958b\u3057\u307e\u3059\uff5c\u5229\u56de\u308a19.87\uff05\u30017\u5e74\u9593\u3067\u8cc7\u7523\u304c\u500d\u5897\u3057\u305f\u8a71<\/p><div class=\"st-card-excerpt smanone\"><p>\u5148\u306b\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002 iDeCo\u306f\u7bc0\u7a0e\u3082\u3067\u304d\u3066\u8cc7\u7523\u3082\u5897\u3048\u308b\u3002 \u79c1\u306b\u3068\u3063\u3066\u306f\u3001\u3084\u3089\u306a\u3044\u7406\u7531\u304c\u898b\u3064\u304b\u308a\u307e\u305b\u3093\u3002 \u7d2f\u8a08\u7a4d\u307f\u7acb\u3066\u984d\u306f100\u4e07\u5186\u7a0b\u5ea6\u3067\u3059\u304c\u3001\u4f55\u3082\u305b\u305a\u306b\u534a\u81ea\u52d5\u3067200\u4e07\u5186\u3092\u8d85\u3048\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u3002 iD &#8230; <\/p><\/div><\/dd><\/dl><\/div><\/a><\/div>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-fire wp-block-embed-fire\"><div class=\"wp-block-embed__wrapper\">\n<div><a href=\"https:\/\/soto-kouro.com\/?p=1031\" class=\"st-cardlink st-embed-cardlink\"><div class=\"kanren st-cardbox\"><dl class=\"clearfix\"><dt class=\"st-card-img\"><img decoding=\"async\" src=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/\u697d\u5929\u8a3c\u5238iDeCo\u3067FANG\u767b\u5834-150x150.png\" alt=\"\" width=\"100\" height=\"100\" \/><\/dt><dd><p class=\"st-cardbox-t\">\u3010\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3011\u697d\u5929\u8a3c\u5238iDeCo\u3067FANG+\u767b\u5834\uff01\u3082\u305730\u5e74\u7a4d\u307f\u7acb\u3066\u305f\u3089\u3044\u304f\u3089\u306b\u306a\u308b\uff1f<\/p><div class=\"st-card-excerpt smanone\"><p>\u3064\u3044\u306b\u3001\u697d\u5929\u8a3c\u5238\u306eiDeCo\u300cFANG+\u300d\u304c\u767b\u5834\u3057\u307e\u3059\u3002 2025\u5e749\u670819\u65e5\u4ed8\u3051\u306e\u3001\u300c\u3010\u91cd\u8981\u3011\u3010iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u3011\u904b\u7528\u5546\u54c1\u5165\u66ff\u306b\u3064\u3044\u3066\u306e\u3054\u6848\u5185\u300d\u306b\u3066\u3001iDeCo\u306e\u8ffd\u52a0\u4e88\u5b9a\u5546\u54c1\u304c\u767a\u8868\u3002 &#8230; <\/p><\/div><\/dd><\/dl><\/div><\/a><\/div>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-fire wp-block-embed-fire\"><div class=\"wp-block-embed__wrapper\">\n<div><a href=\"https:\/\/soto-kouro.com\/?p=971\" class=\"st-cardlink st-embed-cardlink\"><div class=\"kanren st-cardbox\"><dl class=\"clearfix\"><dt class=\"st-card-img\"><img decoding=\"async\" src=\"https:\/\/soto-kouro.com\/wp-content\/uploads\/2025\/09\/iDeCo-150x150.png\" alt=\"\" width=\"100\" height=\"100\" \/><\/dt><dd><p class=\"st-cardbox-t\">NISA\u3068iDeCo\u3069\u3063\u3061\u304b\u3089\u59cb\u3081\u308b\uff1f\u72b6\u6cc1\u5225\u306b\u5909\u308f\u308b\u6700\u9069\u306a\u512a\u5148\u9806\u4f4d<\/p><div class=\"st-card-excerpt smanone\"><p>\u8cc7\u7523\u5f62\u6210\u3092\u59cb\u3081\u308b\u3068\u304d\u3001\u5fc5\u305a\u3068\u3044\u3063\u3066\u3044\u3044\u307b\u3069\u51fa\u3066\u304f\u308b\u7591\u554f\u3002 \u300cNISA\u3068iDeCo\u3001\u3069\u3063\u3061\u304b\u3089\u59cb\u3081\u308b\u3079\u304d\uff1f\u300d \u3068\u3044\u3046\u3082\u306e\u3002 \u3069\u3061\u3089\u3082\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308b\u5f37\u529b\u306a\u5236\u5ea6\u3067\u3059\u304c\u3001\u4ed5\u7d44\u307f\u3084\u4f7f\u3044\u3069\u3053\u308d\u306b\u306f\u9055\u3044\u304c\u3042\u308a &#8230; <\/p><\/div><\/dd><\/dl><\/div><\/a><\/div>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u306f\u3001\u81ea\u5206\u3067\u639b\u91d1\u3092\u62e0\u51fa\u3057\u3066\u904b\u7528\u3059\u308b\u79c1\u7684\u5e74\u91d1\u5236\u5ea6\u3067\u3059\u3002 60\u6b73\u4ee5\u964d\u306b\u8cc7\u7523\u3092\u53d7\u3051\u53d6\u308c\u308b\u306e\u3067\u3059\u304c\u3001\u300c\u3069\u3046\u3084\u3063\u3066\u53d7\u3051\u53d6\u308b\u306e\u304c\u3044\u3044\u3093\u3060\uff1f\u300d\u3068\u8ff7\u3046\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002 \u5b9f\u306f &#8230; 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